How to Invest
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How To Invest
Begin your investment journey with Moneymela in three simple steps.
Eligibility Criteria
Start by checking your eligibility, hold a valid ID and register on the Moneymela platform.
The Process
Register, verify documents and explore available investment opportunities.
Documents
Upload KYC documents, sign agreements and monitor investments securely.
Who is eligible to invest?
In order to become a lender with Moneymela, the applicant must fulfill the following qualification parameters.
Minimum Age — 18 Years
The lender applicant must be at least 18 years old.
Companies
Companies should be RBI-listed finance companies or registered under the Companies Act, 2013.
Valid Government ID
Valid KYC documents are mandatory. NRIs should have a valid Indian NRO bank account.
The Process
From registration to repayment tracking — every step is digital, transparent and fully secure.
Registration
To become a lender on Moneymela, individuals need to sign up through the Moneymela website and pay a one-time nominal fee of Rs 500. Once registered, lenders receive a unique user ID and password for accessing the lender portal.
Log in and Document Verification
Lender can log into the lender portal and upload the required documents, which are then verified by the Moneymela team to determine eligibility and net worth.
Investment Options:
Approved lenders can view sanctioned loan applications and see the commitments made by other lenders for each application, helping them make investment decisions.
Loan Agreement Signing
Once a lender selects and finalizes a loan listing, Moneymela initiates the legal documentation process for the loan agreement.
Track Investments
Lenders can track their loan listings on their lender dashboard, keeping them informed about loan repayments, due dates, and any defaults by borrowers.
Required Documents
Upload the following KYC and financial documents to complete verification and activate your lender account.
